# My EMI Pay

## Docs
- [My-EMI Lending API](https://apidog.myemipay.com/2410907m0.md): 
- [System](https://apidog.myemipay.com/10568007f0.md): **When:** first request of a session, or anytime you need to know the process is up.
- [Products](https://apidog.myemipay.com/10568008f0.md): **When:** before OTP, on the product-picker screen.
- [Auth](https://apidog.myemipay.com/10568009f0.md): **When:** cold start (OTP), access-token expiry, logout, and email verification.
- [Profile](https://apidog.myemipay.com/10568010f0.md): **When:** after login (pre-populate the form), and again as journey step `update_profile` (after begin-verification, before PAN).
- [Applications](https://apidog.myemipay.com/10568011f0.md): **When:** after OTP, whenever the app needs the current **screen** (`status`, `youCanNow`, `revision`).
- [Application journey](https://apidog.myemipay.com/10568012f0.md): **When:** after begin-verification. This is the step machine the app should follow instead of guessing.
- [Applications (staff)](https://apidog.myemipay.com/10568013f0.md): **When:** underwriting. The customer cannot sanction or cancel.
- [Applications (deprecated)](https://apidog.myemipay.com/10568014f0.md): **When:** never, from the customer app.
- [Webhooks](https://apidog.myemipay.com/10568015f0.md): **When:** a vendor finishes (or fails) a claim asynchronously.
- [Ops](https://apidog.myemipay.com/10568016f0.md): **When:** after `request-payout`, or when a workflow timer / dead letter is stuck.

## API Docs
- System [Health check](https://apidog.myemipay.com/43278606e0.md): **Health check**
- Products [List published loan products](https://apidog.myemipay.com/43278607e0.md): **List published loan products**
- Auth [Request OTP](https://apidog.myemipay.com/43278608e0.md): **Request OTP**
- Auth [Verify OTP](https://apidog.myemipay.com/43278609e0.md): **Verify OTP**
- Auth [Refresh tokens](https://apidog.myemipay.com/43278610e0.md): **Refresh tokens**
- Auth [Select a family account after OTP](https://apidog.myemipay.com/43346543e0.md): **Select a family account after OTP**
- Auth [Add a family member on this phone](https://apidog.myemipay.com/43346544e0.md): **Add a family member on this phone**
- Auth [Logout](https://apidog.myemipay.com/43278611e0.md): **Logout**
- Auth [Send email verification link](https://apidog.myemipay.com/43278612e0.md): **Send email verification link**
- Auth [Email verification status](https://apidog.myemipay.com/43278613e0.md): **Email verification status**
- Auth [Confirm email verification (Bearer)](https://apidog.myemipay.com/43278614e0.md): **Confirm email verification (Bearer)**
- Auth [Confirm email verification token (Bearer)](https://apidog.myemipay.com/43278615e0.md): **Confirm email verification token (Bearer)**
- Auth [iOS Universal Links association](https://apidog.myemipay.com/43278616e0.md): **iOS Universal Links association**
- Auth [Android App Links association](https://apidog.myemipay.com/43278617e0.md): **Android App Links association**
- Profile [Get customer profile](https://apidog.myemipay.com/43278618e0.md): **Get customer profile**
- Profile [Update customer profile](https://apidog.myemipay.com/43278619e0.md): **Update customer profile**
- Applications [Get current application screen](https://apidog.myemipay.com/43278620e0.md): **Get current application screen**
- Applications [Begin verification](https://apidog.myemipay.com/43278621e0.md): **Begin verification**
- Applications [Verify PAN](https://apidog.myemipay.com/43278622e0.md): **Verify PAN**
- Applications [Acknowledge credit score](https://apidog.myemipay.com/43278623e0.md): **Acknowledge credit score**
- Applications [Accept offer](https://apidog.myemipay.com/43278624e0.md): **Accept offer**
- Applications [Create loan](https://apidog.myemipay.com/43278625e0.md): **Create loan**
- Applications [Request payout](https://apidog.myemipay.com/43278626e0.md): **Request payout**
- Application journey [Application journey](https://apidog.myemipay.com/43278627e0.md): **Application journey**
- Application journey [Start PAN KYC via DigiLocker](https://apidog.myemipay.com/43278628e0.md): **Start PAN KYC via DigiLocker**
- Application journey [PAN KYC status](https://apidog.myemipay.com/43278629e0.md): **PAN KYC status**
- Application journey [Start Aadhaar KYC via DigiLocker](https://apidog.myemipay.com/43278630e0.md): **Start Aadhaar KYC via DigiLocker**
- Application journey [Aadhaar KYC status](https://apidog.myemipay.com/43278631e0.md): **Aadhaar KYC status**
- Application journey [Edit Aadhaar communication address](https://apidog.myemipay.com/43278632e0.md): **Edit Aadhaar communication address**
- Application journey [Verify bank account (KYC)](https://apidog.myemipay.com/43278633e0.md): **Verify bank account (KYC)**
- Application journey [Start eSign](https://apidog.myemipay.com/43278634e0.md): **Start eSign**
- Application journey [eSign status](https://apidog.myemipay.com/43278635e0.md): **eSign status**
- Application journey [Bureau report](https://apidog.myemipay.com/43278636e0.md): **Bureau report**
- Application journey [Loan eligibility](https://apidog.myemipay.com/43278637e0.md): **Loan eligibility**
- Applications (staff) [Pull bureau (staff/system)](https://apidog.myemipay.com/43278638e0.md): **Pull bureau (staff/system)**
- Applications (staff) [Evaluate and sanction (staff/system)](https://apidog.myemipay.com/43278639e0.md): **Evaluate and sanction (staff/system)**
- Applications (staff) [Cancel application (staff/system)](https://apidog.myemipay.com/43278640e0.md): **Cancel application (staff/system)**
- Applications (deprecated) [Get application screen by id (deprecated)](https://apidog.myemipay.com/43278641e0.md): **Get application screen by id**
- Applications (deprecated) [Begin verification (by id) (deprecated)](https://apidog.myemipay.com/43278642e0.md): **Begin verification (by id)**
- Applications (deprecated) [Verify PAN (by id) (deprecated)](https://apidog.myemipay.com/43278643e0.md): **Verify PAN (by id)**
- Applications (deprecated) [Acknowledge credit score (by id) (deprecated)](https://apidog.myemipay.com/43278644e0.md): **Acknowledge credit score (by id)**
- Applications (deprecated) [Accept offer (by id) (deprecated)](https://apidog.myemipay.com/43278645e0.md): **Accept offer (by id)**
- Applications (deprecated) [Create loan (by id) (deprecated)](https://apidog.myemipay.com/43278646e0.md): **Create loan (by id)**
- Applications (deprecated) [Request payout (by id) (deprecated)](https://apidog.myemipay.com/43278647e0.md): **Request payout (by id)**
- Webhooks [Resolve or fail bureau claim](https://apidog.myemipay.com/43278648e0.md): **Resolve or fail bureau claim**
- Webhooks [Resolve or fail KYC claim](https://apidog.myemipay.com/43278649e0.md): **Resolve or fail KYC claim**
- Webhooks [Resolve or fail eSign claim](https://apidog.myemipay.com/43278650e0.md): **Resolve or fail eSign claim**
- Webhooks [Resolve or fail income claim](https://apidog.myemipay.com/43278651e0.md): **Resolve or fail income claim**
- Ops [Dispatch due outbox handlers](https://apidog.myemipay.com/43278652e0.md): **Dispatch due outbox handlers**
- Ops [Poll workflow timers](https://apidog.myemipay.com/43278653e0.md): **Poll workflow timers**
- Ops [Redrive dead-letter handler](https://apidog.myemipay.com/43278654e0.md): **Redrive dead-letter handler**