Money is integer paise — ₹15,000 = 1500000. Follow GET /application/journey. Skipping a step returns 409 step_not_ready.

Verify PAN

POST

https://api-dev.myemipay.com/applications/verify-pan

Last modified:2026-09-09 21:56:13

Verify PAN

When to call: after profile is saved, when the screen offers verify_pan (or as an alternative to the journey PAN pair).

Why: runs Trulens PAN KYC then eFundzz bureau pull in one customer action. Phone comes from the OTP session when omitted.

What it does: body { pan, phone? }. Screen comes back with summary.creditScore when bureau resolves. Invalid PAN / wrong status → 400. Vendor failure → provider_failed.

What happens next: POST /applications/acknowledge-credit-score. Staff evaluate is still required for an offer.

Auth: Authorization: Bearer {{accessToken}}

Errors: 400 Invalid PAN, wrong status, or missing phone · 403 Forbidden · 404 Application not found · 409 step_not_ready — finish the previous journey step first

Request

Authorization

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

Header Params

Body Params application/json

Examples

Responses

🟢200

application/json

Bodyapplication/json

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api-dev.myemipay.com/applications/verify-pan' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
  "pan": "{{pan}}",
  "phone": "{{phone}}"
}'

Response Example

{}

Modified at 2026-09-09 21:56:13

Begin verification

Acknowledge credit score