Money is integer paise — ₹15,000 = 1500000. Follow GET /application/journey. Skipping a step returns 409 step_not_ready.

Verify bank account (KYC)

POST

https://api-dev.myemipay.com/application/kyc/bank

Last modified:2026-09-09 21:03:54

Verify bank account (KYC)

When to call: after the customer accepted the offer (accepted), journey kyc_bank. Not during onboarding.

Why: penny-less name match vs PAN (and Aadhaar if present). A short bank name can still match the same person; a real mismatch fails the step.

What it does: body { accountNumber, ifsc }. Returns step status.

What happens next: POST /application/esign/start, then create-loan / request-payout as youCanNow allows.

Auth: Authorization: Bearer {{accessToken}}

Errors: 400 Bad Request · 403 Forbidden

Request

Authorization

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

Header Params

Body Params application/json

Examples

Responses

🟢200

application/json

Bodyapplication/json

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api-dev.myemipay.com/application/kyc/bank' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
  "accountNumber": "{{accountNumber}}",
  "ifsc": "{{ifsc}}"
}'

Response Example

{}

Modified at 2026-09-09 21:03:54

Edit Aadhaar communication address

Start eSign