Money is integer paise — ₹15,000 = 1500000. Follow GET /application/journey. Skipping a step returns 409 step_not_ready.

Auth

When: cold start (OTP), access-token expiry, logout, and email verification.

Why: customer routes refuse traffic without a Bearer whose JWT includes productId. OTP is the only way to mint that token. The code is never returned in JSON — mock uses otpCode / server MOCK_OTP_CODE.

Applications are created here, not via POST /applications. Verify auto-starts a screen when isNewUser is true.

Email verify is not required to log in, but it is how email enters the profile: start → deep link → confirm with the same Bearer.

Modified at 2026-09-08 22:14:30

List published loan products

Request OTP