Money is integer paise — ₹15,000 = 1500000. Follow GET /application/journey. Skipping a step returns 409 step_not_ready.
accounts has more than one person and there is no accessToken.{ phoneSessionToken, accountId }. Issues Customer tokens for a PAN-verified member on this phone. Unknown id (including a User draft) → not_found. Expired phone session → session_expired (OTP again).GET /application/journey shows that person's next step.401 session_expired · 404 not_foundcurl --location 'https://api-dev.myemipay.com/auth/accounts/select' \
--header 'Content-Type: application/json' \
--data '{
"phoneSessionToken": "",
"accountId": ""
}'{}