Money is integer paise — ₹15,000 = 1500000. Follow GET /application/journey. Skipping a step returns 409 step_not_ready.

Loan eligibility

GET

https://api-dev.myemipay.com/application/eligibility

Last modified:2026-09-09 21:03:54

Loan eligibility

When to call: after staff evaluate, journey eligibility. Calling it earlier returns not eligible / no amount.

Why: the app should show sanctioned amountPaise only after underwriting. Amount is integer paise.

What it does: { eligible, amountPaise?, reason? }. eligible: true after a sanctioning evaluate.

What happens next: POST /applications/accept-offer when the customer agrees.

Auth: Authorization: Bearer {{accessToken}}

Errors: 403 Forbidden

Request

Authorization

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

🟢200

application/json

Bodyapplication/json

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api-dev.myemipay.com/application/eligibility' \
--header 'Authorization: Bearer <token>'

Response Example

{}

Modified at 2026-09-09 21:03:54