My EMI Pay
  1. Auth
  • My-EMI Lending API
  • System
    • Health check
      GET
  • Products
    • List published loan products
      GET
  • Auth
    • Request OTP
      POST
    • Verify OTP
      POST
    • Refresh tokens
      POST
    • Select a family account after OTP
      POST
    • Add a family member on this phone
      POST
    • Logout
      POST
    • Send email verification link
      POST
    • Email verification status
      GET
    • Confirm email verification (Bearer)
      GET
    • Confirm email verification token (Bearer)
      POST
    • iOS Universal Links association
      GET
    • Android App Links association
      GET
    • List family profiles on this phone
      GET
    • Resend OTP
      POST
  • Profile
    • Get customer profile
      GET
    • Update customer profile
      POST
  • Applications
    • Get current application screen
      GET
    • Begin verification
      POST
    • Verify PAN
      POST
    • Acknowledge credit score
      POST
    • Accept offer
      POST
    • Create loan
      POST
    • Request payout
      POST
  • Application journey
    • Application journey
    • Start PAN KYC via DigiLocker
    • PAN KYC status
    • Start Aadhaar KYC via DigiLocker
    • Aadhaar KYC status
    • Edit Aadhaar communication address
    • Verify bank account (KYC)
    • Start eSign
    • eSign status
    • Bureau report
    • Loan eligibility
    • Complete PAN KYC (poll DigiLocker)
    • Complete Aadhaar KYC (poll DigiLocker)
    • Pull bureau report
    • Start mock e-NACH
    • Mock e-NACH status
    • HTML origination document pack
  • Applications (staff)
    • Pull bureau (staff/system)
    • Evaluate and sanction (staff/system)
    • Cancel application (staff/system)
  • Applications (deprecated)
    • Get application screen by id (deprecated)
    • Begin verification (by id) (deprecated)
    • Verify PAN (by id) (deprecated)
    • Acknowledge credit score (by id) (deprecated)
    • Accept offer (by id) (deprecated)
    • Create loan (by id) (deprecated)
    • Request payout (by id) (deprecated)
  • Webhooks
    • Resolve or fail bureau claim
    • Resolve or fail KYC claim
    • Resolve or fail eSign claim
    • Resolve or fail income claim
  • Ops
    • Dispatch due outbox handlers
    • Poll workflow timers
    • Redrive dead-letter handler
  • Other
    • List published originators
    • HTML origination pack for one originator
  1. Auth

Resend OTP

POST
https://api-dev.myemipay.com/auth/otp/resend
Last modified:2026-09-23 08:46:10
Resend OTP
Description: same as request — hashes the phone, stores a new one-time code, sends it unless mock. Same rate limit window.
Usage: customer didn't get the first SMS. Same phone + product_id as request.
Details: body { phone, product_id }. Response { ok: true }. Too many requests → 429 rate_limited.
Next: POST /auth/otp/verify.
Auth: public (no Bearer).
Errors: 422 phone_required | product_id_required | invalid_phone | invalid_product · 429 rate_limited

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200OTP resent
application/json
Bodyapplication/json

🟠422Phone required
🟠429Rate limited
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api-dev.myemipay.com/auth/otp/resend' \
--header 'Content-Type: application/json' \
--data '{
  "phone": "9000000003",
  "product_id": "prod_personal"
}'
Response Response Example
200 - OTP resent
{
  "ok": true
}
Modified at 2026-09-23 08:46:10
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