My EMI Pay
  1. Other
  • My-EMI Lending API
  • System
    • Health check
      GET
  • Products
    • List published loan products
      GET
  • Auth
    • Request OTP
      POST
    • Verify OTP
      POST
    • Refresh tokens
      POST
    • Select a family account after OTP
      POST
    • Add a family member on this phone
      POST
    • Logout
      POST
    • Send email verification link
      POST
    • Email verification status
      GET
    • Confirm email verification (Bearer)
      GET
    • Confirm email verification token (Bearer)
      POST
    • iOS Universal Links association
      GET
    • Android App Links association
      GET
    • List family profiles on this phone
      GET
    • Resend OTP
      POST
  • Profile
    • Get customer profile
      GET
    • Update customer profile
      POST
  • Applications
    • Get current application screen
      GET
    • Begin verification
      POST
    • Verify PAN
      POST
    • Acknowledge credit score
      POST
    • Accept offer
      POST
    • Create loan
      POST
    • Request payout
      POST
  • Application journey
    • Application journey
    • Start PAN KYC via DigiLocker
    • PAN KYC status
    • Start Aadhaar KYC via DigiLocker
    • Aadhaar KYC status
    • Edit Aadhaar communication address
    • Verify bank account (KYC)
    • Start eSign
    • eSign status
    • Bureau report
    • Loan eligibility
    • Complete PAN KYC (poll DigiLocker)
    • Complete Aadhaar KYC (poll DigiLocker)
    • Pull bureau report
    • Start mock e-NACH
    • Mock e-NACH status
    • HTML origination document pack
  • Applications (staff)
    • Pull bureau (staff/system)
    • Evaluate and sanction (staff/system)
    • Cancel application (staff/system)
  • Applications (deprecated)
    • Get application screen by id (deprecated)
    • Begin verification (by id) (deprecated)
    • Verify PAN (by id) (deprecated)
    • Acknowledge credit score (by id) (deprecated)
    • Accept offer (by id) (deprecated)
    • Create loan (by id) (deprecated)
    • Request payout (by id) (deprecated)
  • Webhooks
    • Resolve or fail bureau claim
    • Resolve or fail KYC claim
    • Resolve or fail eSign claim
    • Resolve or fail income claim
  • Ops
    • Dispatch due outbox handlers
    • Poll workflow timers
    • Redrive dead-letter handler
  • Other
    • List published originators
      GET
    • HTML origination pack for one originator
      GET
  1. Other

List published originators

GET
https://api-dev.myemipay.com/lenders
Last modified:2026-09-23 08:46:10
List published originators
Description: published originators (name, https logo, rate, charges). Bearer required. This is not GET /products.
Usage: after OTP verify, when the app or desk needs lender branding.
Details: latest published version per lender id. Fee-schedule ids stay internal. logoUrl is omitted when the lender has no https logo.
Next: GET /lenders/{id}/letter for the HTML letterhead, or continue the application journey.
Auth: Authorization: Bearer {{accessToken}}
Errors: 401 Authorization required

Request

Authorization
Provide your bearer token in the
Authorization
header when making requests to protected resources.
Example:
Authorization: Bearer ********************

Responses

🟢200Published lenders
application/json
Bodyapplication/json

🟠401Authorization required
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api-dev.myemipay.com/lenders' \
--header 'Authorization: Bearer <token>'
Response Response Example
200 - Published lenders
{
  "lenders": [
    {
      "id": "ldr_hdfc",
      "name": "HDFC Bank",
      "version": 1,
      "rateBps": 1250,
      "logoUrl": "https://upload.wikimedia.org/wikipedia/commons/thumb/2/28/HDFC_Bank_Logo.svg/500px-HDFC_Bank_Logo.svg.png",
      "charges": [
        {
          "label": "Processing fee",
          "rateBps": 250
        },
        {
          "label": "GST on processing fee",
          "rateBps": 45
        }
      ]
    }
  ]
}
Modified at 2026-09-23 08:46:10
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