My EMI Pay
  1. Application journey
  • My-EMI Lending API
  • System
    • Health check
      GET
  • Products
    • List published loan products
      GET
  • Auth
    • Request OTP
      POST
    • Verify OTP
      POST
    • Refresh tokens
      POST
    • Select a family account after OTP
      POST
    • Add a family member on this phone
      POST
    • Logout
      POST
    • Send email verification link
      POST
    • Email verification status
      GET
    • Confirm email verification (Bearer)
      GET
    • Confirm email verification token (Bearer)
      POST
    • iOS Universal Links association
      GET
    • Android App Links association
      GET
    • List family profiles on this phone
      GET
    • Resend OTP
      POST
  • Profile
    • Get customer profile
    • Update customer profile
  • Applications
    • Get current application screen
    • Begin verification
    • Verify PAN
    • Acknowledge credit score
    • Accept offer
    • Create loan
    • Request payout
  • Application journey
    • Application journey
      GET
    • Start PAN KYC via DigiLocker
      POST
    • PAN KYC status
      GET
    • Start Aadhaar KYC via DigiLocker
      POST
    • Aadhaar KYC status
      GET
    • Edit Aadhaar communication address
      POST
    • Verify bank account (KYC)
      POST
    • Start eSign
      POST
    • eSign status
      GET
    • Bureau report
      GET
    • Loan eligibility
      GET
    • Complete PAN KYC (poll DigiLocker)
      POST
    • Complete Aadhaar KYC (poll DigiLocker)
      POST
    • Pull bureau report
      POST
    • Start mock e-NACH
      POST
    • Mock e-NACH status
      GET
    • HTML origination document pack
      GET
    • Start bank statement consent
      POST
    • Poll bank statement consent
      GET
  • Webhooks
    • Resolve or fail bureau claim
    • Resolve or fail KYC claim
    • Resolve or fail eSign claim
    • Resolve or fail income claim
  • Ops
    • Dispatch due outbox handlers
    • Poll workflow timers
    • Redrive dead-letter handler
  • Other
    • List published originators
    • HTML origination pack for one originator
  1. Application journey

Poll bank statement consent

GET
https://api-dev.myemipay.com/application/income/status
Last modified:2026-09-25 07:30:30
Poll bank statement consent
Description: polls the bank link. No raw transactions are returned or stored.
Usage: after consent start, and again after the customer comes back from the AA app.
Details: none means consent was never started. requested / active may include url. completed adds averageMonthlyIncomePaise (integer paise) and statementMonths. Salary-like credits are averaged per month; if none are labelled salary, all credits are used.
Next: none. The income figure is saved on the application for later underwriting.
Auth: Authorization: Bearer {{accessToken}}
Errors: 401 unauthorized | session_expired

Request

Authorization
Provide your bearer token in the
Authorization
header when making requests to protected resources.
Example:
Authorization: Bearer ********************

Responses

🟢200Not started
application/json
Bodyapplication/json

🟠401Unauthorized
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api-dev.myemipay.com/application/income/status' \
--header 'Authorization: Bearer <token>'
Response Response Example
200 - Not started
{
  "status": "none"
}
Modified at 2026-09-25 07:30:30
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Start bank statement consent
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