My EMI Pay
  1. Application
  • My-EMI Lending API
  • System
    • Health check
      GET
  • Products
    • List published loan products
      GET
  • Auth
    • Request OTP
      POST
    • Resend OTP
      POST
    • Verify OTP
      POST
    • Refresh tokens
      POST
    • Logout
      POST
    • List family profiles on this phone
      GET
    • Add a family member on this phone
      POST
    • Select a family account after OTP
      POST
    • Send email verification link
      POST
    • Email verification status
      GET
    • Confirm email verification (Bearer)
      GET
    • Confirm email verification token (Bearer)
      POST
    • iOS Universal Links association
      GET
    • Android App Links association
      GET
  • Profile
    • Get customer profile
    • Update customer profile
  • Application journey
    • HTML origination document pack
    • Start bank statement consent
    • Poll bank statement consent
    • Application journey
    • Start PAN KYC via DigiLocker
    • PAN KYC status
    • Start Aadhaar KYC via DigiLocker
    • Aadhaar KYC status
    • Edit Aadhaar communication address
    • Verify bank account (KYC)
    • Start eSign
    • eSign status
    • Start mock e-NACH
    • Complete PAN KYC (poll DigiLocker)
    • Complete Aadhaar KYC (poll DigiLocker)
    • Mock e-NACH status
    • Pull bureau report
    • Bureau report
    • Loan eligibility
    • VKYC liveness check
    • VKYC face match
  • Webhooks
    • Resolve or fail bureau claim
    • Resolve or fail KYC claim
    • Resolve or fail eSign claim
    • Resolve or fail income claim
  • Ops
    • Confirm queued payouts
    • Wake steps that are waiting on a clock
    • Retry one failed payout row
  • Other
    • List published originators
    • HTML origination pack for one originator
  • Application
    • JSON origination document pack
      GET
    • Past applications
      GET
    • Get current application screen
      GET
    • List EMIs for this customer
      GET
    • Begin verification
      POST
    • Verify PAN
      POST
    • Acknowledge credit score
      POST
    • Accept offer
      POST
    • Create loan
      POST
    • Request payout
      POST
  • Applications
    • Get current application screen
    • Begin verification
    • Verify PAN
    • Acknowledge credit score
    • Accept offer
    • Create loan
    • Request payout
  1. Application

List EMIs for this customer

GET
https://api-dev.myemipay.com/emis
Last modified:2026-10-02 18:35:28
List EMIs for this customer
Description: every instalment for the signed-in customer. There is no servicing vendor yet, so this list is empty.
Usage: after login, on the EMI / repayments screen.
Details: { emis: [] } until a vendor is connected. A row is loanId, sequence (1-based), amountPaise, dueOn (YYYY-MM-DD), status (due, paid, overdue, or upcoming), lenderName, optional lenderLogoUrl (https only), productId, productName, loanAmountPaise, interestRateBps, interestRatePercentage (interestRateBps / 100), and tenorMonths. Amounts are integer paise. No rows are invented.
Next: the open case is still GET /application/journey.
Auth: Authorization: Bearer {{accessToken}}
Errors: 401 Authorization required

Request

Header Params

Responses

🟢200Instalment
application/json
Bodyapplication/json

🟠401Unauthorized
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api-dev.myemipay.com/emis' \
--header 'Authorization: Bearer '
Response Response Example
200 - Instalment
{
  "success": true,
  "message": "OK",
  "data": {
    "emis": [
      {
        "loanId": "loan_1700000000001",
        "sequence": 1,
        "amountPaise": 450000,
        "dueOn": "2026-11-05",
        "status": "upcoming",
        "lenderName": "ABC Finance",
        "lenderLogoUrl": "https://cdn.example.com/lender.png",
        "productId": "prod_personal",
        "productName": "Personal loans",
        "loanAmountPaise": 5000000,
        "interestRateBps": 1800,
        "interestRatePercentage": 18,
        "tenorMonths": 12
      }
    ]
  }
}
Modified at 2026-10-02 18:35:28
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