My EMI Pay
  1. Application journey
  • My-EMI Lending API
  • System
    • Health check
      GET
  • Products
    • List published loan products
      GET
  • Auth
    • Request OTP
      POST
    • Resend OTP
      POST
    • Verify OTP
      POST
    • Refresh tokens
      POST
    • Select a family account after OTP
      POST
    • Add a family member on this phone
      POST
    • Logout
      POST
    • List family profiles on this phone
      GET
    • Send email verification link
      POST
    • Email verification status
      GET
    • Confirm email verification (Bearer)
      GET
    • Confirm email verification token (Bearer)
      POST
    • iOS Universal Links association
      GET
    • Android App Links association
      GET
  • Profile
    • Get customer profile
    • Update customer profile
  • Application journey
    • HTML origination document pack
      GET
    • Start bank statement consent
      POST
    • Poll bank statement consent
      GET
    • Application journey
      GET
    • Start PAN KYC via DigiLocker
      POST
    • PAN KYC status
      GET
    • Start Aadhaar KYC via DigiLocker
      POST
    • Aadhaar KYC status
      GET
    • Edit Aadhaar communication address
      POST
    • Verify bank account (KYC)
      POST
    • Start eSign
      POST
    • eSign status
      GET
    • Complete PAN KYC (poll DigiLocker)
      POST
    • Complete Aadhaar KYC (poll DigiLocker)
      POST
    • Start mock e-NACH
      POST
    • Mock e-NACH status
      GET
    • Pull bureau report
      POST
    • Bureau report
      GET
    • Loan eligibility
      GET
    • VKYC liveness check
      POST
    • VKYC face match
      POST
  • Webhooks
    • Resolve or fail bureau claim
    • Resolve or fail KYC claim
    • Resolve or fail eSign claim
    • Resolve or fail income claim
  • Ops
    • Confirm queued payouts
    • Wake steps that are waiting on a clock
    • Retry one failed payout row
  • Other
    • List published originators
    • HTML origination pack for one originator
  • Application
    • Get current application screen
    • Begin verification
    • Verify PAN
    • Acknowledge credit score
    • Accept offer
    • Create loan
    • Request payout
  • Applications
    • Get current application screen
    • Begin verification
    • Verify PAN
    • Acknowledge credit score
    • Accept offer
    • Create loan
    • Request payout
  1. Application journey

VKYC liveness check

POST
https://api-dev.myemipay.com/application/vkyc/liveness
Last modified:2026-09-28 06:34:55
VKYC liveness check
Description: checks that the selfie is a real face, not a blank frame.
Usage: VKYC screen, after the customer has an open application. Call this before face-match. It does not move the journey step.
Details: body { image } — JPEG or PNG as base64. A data:image/...;base64, prefix is fine. { live: true } means a face was found. { live: false } means retake the selfie (face not in the frame). Empty or non-image text is 422.
Next: POST /application/vkyc/face-match with the same selfie plus the ID portrait.
Auth: Authorization: Bearer {{accessToken}}
Errors: 401 unauthorized | session_expired · 404 not_found · 422 validation_failed | provider_failed

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200Live face
application/json
Bodyapplication/json

🟠401Unauthorized
🟠422Selfie required
Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api-dev.myemipay.com/application/vkyc/liveness' \
--header 'Authorization: Bearer ' \
--header 'Content-Type: application/json' \
--data '{}'
Response Response Example
200 - Live face
{
  "live": true
}
Modified at 2026-09-28 06:34:55
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Loan eligibility
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VKYC face match
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