Accept offer

POST

https://api-dev.myemipay.com/application/accept-offer

Last modified:2026-09-27 16:32:15

Accept offer

Description: customer consent to the sanctioned offer. The Key Facts Statement must already exist. Moves to accepted, which unlocks create-loan.

Usage: journey accept_offer / screen youCanNow includes accept. Not while eligibility is still waiting on the KFS.

Details: optional revision / If-Match. 409 kfs_not_ready if the statement is missing. 409 on stale revision or step_not_ready.

Next: journey kyc_bank → esign → e-NACH → POST /application/create-loan.

Auth: Authorization: Bearer {{accessToken}}

Errors: 401 unauthorized | session_expired · 403 Forbidden · 404 Application not found · 409 Revision conflict, step_not_ready, or kfs_not_ready

Request

Header Params

Body Params application/json

Examples

Responses

🟢200Offer accepted

application/json

Bodyapplication/json

🟠401Unauthorized

🟠409Revision conflict

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api-dev.myemipay.com/application/accept-offer' \
--header 'Authorization: Bearer ' \
--header 'Content-Type: application/json' \
--data '{
  "revision": ""
}'

Response Example

200 - Offer accepted

{
  "application": {
    "id": "app_1735123456789",
    "reference": "PME-A1B2C3D4"
  },
  "status": "accepted",
  "message": "You accepted the offer.",
  "youCanNow": [
    {
      "action": "create_loan",
      "title": "Create loan",
      "submitTo": "/application/create-loan"
    }
  ],
  "revision": "5"
}

Modified at 2026-09-27 16:32:15

Acknowledge credit score

Create loan