My EMI Pay
    • My-EMI Lending API
    • System
      • Health check
        GET
    • Products
      • List published loan products
        GET
    • Auth
      • Request OTP
        POST
      • Resend OTP
        POST
      • Refresh tokens
        POST
      • Verify OTP
        POST
      • Select a family account after OTP
        POST
      • Add a family member on this phone
        POST
      • Logout
        POST
      • List family profiles on this phone
        GET
      • Send email verification link
        POST
      • Email verification status
        GET
      • Confirm email verification (Bearer)
        GET
      • Confirm email verification token (Bearer)
        POST
      • iOS Universal Links association
        GET
      • Android App Links association
        GET
    • Profile
      • Get customer profile
        GET
      • Update customer profile
        POST
    • Application journey
      • HTML origination document pack
        GET
      • Start bank statement consent
        POST
      • Poll bank statement consent
        GET
      • Application journey
        GET
      • Start PAN KYC via DigiLocker
        POST
      • PAN KYC status
        GET
      • Start Aadhaar KYC via DigiLocker
        POST
      • Aadhaar KYC status
        GET
      • Edit Aadhaar communication address
        POST
      • Verify bank account (KYC)
        POST
      • Start eSign
        POST
      • eSign status
        GET
      • Complete PAN KYC (poll DigiLocker)
        POST
      • Complete Aadhaar KYC (poll DigiLocker)
        POST
      • Start mock e-NACH
        POST
      • Pull bureau report
        POST
      • Mock e-NACH status
        GET
      • Bureau report
        GET
      • Loan eligibility
        GET
    • Webhooks
      • Resolve or fail bureau claim
      • Resolve or fail KYC claim
      • Resolve or fail eSign claim
      • Resolve or fail income claim
    • Ops
      • Confirm queued payouts
      • Wake steps that are waiting on a clock
      • Retry one failed payout row
    • Other
      • List published originators
      • HTML origination pack for one originator
    • Application
      • Get current application screen
      • Begin verification
      • Verify PAN
      • Acknowledge credit score
      • Accept offer
      • Create loan
      • Request payout
    • Applications
      • Get current application screen
      • Begin verification
      • Verify PAN
      • Acknowledge credit score
      • Accept offer
      • Create loan
      • Request payout

    Application

    Description: customer routes have no application id in the path. JWT customerId + productId resolve the open application. Use this folder for the transitions the screen advertises: begin verification, verify PAN, acknowledge credit score, accept offer, create loan, request payout.
    There is no create-application URL. Refresh GET before writes so If-Match / revision is fresh (409 revision_conflict otherwise).
    Usage: after OTP, whenever the app needs the current screen (status, youCanNow, revision).
    Modified at 2026-09-27 16:32:15
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