422 ineligible, application rejected, no Aadhaar. This does not sanction an amount.GET /application/bureau). Customer taps Continue.youCanNow advances to Aadhaar. Below the floor → ineligible. Duplicate → credit_score_already_acknowledged. Too early → credit_score_not_ready.POST /application/kyc/aadhaar/start. After Aadhaar, poll journey / eligibility — under_verification for ~10s, then the offer.Authorization: Bearer {{accessToken}}401 unauthorized | session_expired · 403 Forbidden · 404 Application not found · 409 step_not_ready or credit_score_already_acknowledged · 422 credit_score_not_ready | credit_score_ack_unavailable | ineligiblecurl --location --request POST 'https://api-dev.myemipay.com/application/acknowledge-credit-score' \
--header 'Authorization: Bearer '{
"application": {
"id": "app_1735123456789",
"reference": "PME-A1B2C3D4"
},
"status": "verifying",
"message": "We are preparing your loan offer.",
"youCanNow": [],
"revision": "4"
}